If you have suffered from an illness, injury or disability that is affecting your ability to work our insurance and superannuation lawyers can help you access the financial compensation you may not have known you’re entitled to.
Most people are unaware that they are paying for benefits and insurance cover as part of their superannuation contributions.
Who is eligible?
There are no specific guidelines so to speak as the criteria for claiming tends to differ from policy to policy. For this reason, so it is important that you get legal advice from a lawyer who is familiar with such insurance policies as soon as possible.
Even if you are on workers compensation, road injury compensation, or other types of benefits such as Centrelink you may still be able to make a superannuation claim.
You may be eligible if:
- Your employer was paying your superannuation
- You have an income protection or disability insurance policy
If you are eligible we can provide you with immediate legal representation anywhere in Australia.
What can you claim?
If your injury has impacted your capacity to work, the following benefits may be accessible through your superannuation:
- monthly income payments
- lump sum payment from your super fund(s)
- terminal illness lump sum compensation
Will my compensation be deducted from my super?
One of the most common misconceptions people have about making an insurance claim is that financial recompense is taken directly from their retirement fund. This is not the case, claims for injury or illness are made against an insurance policy, not the money you have worked hard to accumulate.
If you or a loved one needs help regarding a matter you can call our superannuation lawyers for a free, no-obligation consultation regarding your situation. the number to call is 1800 106 107, and you won’t be pressured into making a claim.
What if I’m not eligible for benefits through my super?
When assessing your claim Millner and Knights expert panel lawyers will leave no stone unturned. We will carefully read through any insurance policies to highlight your rights and entitlements. If you are not eligible to access compensation through your policy there is no need to worry about being left out of pocket as all of our superannuation lawyers work on a no win no fee basis.
I made a claim and it got rejected
We speak to countless people every day who have tried to make an insurance claim by themselves and had it rejected for whatever reason. In instances like this, we tell claimants that it costs nothing to have one of our superannuation lawyers examine your claim and see whether they can help.
It could be a case that you have made a mistake while making the application, trying to access the wrong benefits or trying to claim against the wrong policy, either way, they will highlight the problem and let you know whether or not the can help.