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Compensation Payout Calculator + Injury Guide

To start your calculation tell us where you are located.

Our compensation payout calculator + injury’ guide works by taking average settlement figures from NSW, VIC, QLD, WA, SA, NT, ACT and TAS before combining them to give you an estimated guideline amount. Prefer to speak to someone? Call our solicitors for free on 1800 106 107. We can quickly let you know how much compensation you may be entitled to and whether or not you can make a claim.

How Much Compensation Can I Claim For My Injury?

The amount of compensation or damages owed to plaintiffs depends on numerous factors, the most significant being:

  • Accident type and area of law 
  • State in which your accident took place
  • Injury type and severity

There may also be other leading factors depending on your circumstances.

Accident type or area of law your claim falls under 

The type of accident you have been involved in will determine what area of law your claim falls under. To give you an idea claims most often fall under; motor vehicle accident law, public liability, workers compensation and WorkCover, medical negligence or crime victims compensation. Each area of law is governed by different legislation and guidelines which essentially place a prescribed monetary value on an injury.

State in which your accident took place in 

The geographical location where an accident occurred can have a huge effect on compensation payouts for injuries. Each state and territory has its own rules and regulations regarding payouts along with injury scale value charts and tables which lawyers use as a guide to determine your settlement.

We can calculator can take into account accidents in NSW, VIC, QLD, WA, SA, NT, TAS and ACT.

Injury type and severity 

Injuries generally get categorised into the following categories; 

  • Minor personal injuries;
  • Moderate injuries leading to a full recovery;
  • Serious injury and catastrophic;
  • Psychological and emotional;
  • Permanent impairment (PI) or whole person impairment WPI

In order to determine the severity of a plaintiffs injury, an assessment should be obtained from a medical specialist in an area relevant to the injury that they intend to claim on. What may seem like a simple straightforward injury may come with a substantial underlying burden that rears itself later in life. Because generally damages are awarded on a “once and for all” basis which means you can only make one claim, it is important to achieve maximum financial recompense.

How will my injury compensation be calculated?

When calculating the amount of compensation owed to a plaintiff, a solicitor and his or her legal team will itemise various heads of damage and add them together. 

These may include:

1. General damages: this is the term applied to non-pecuniary damages or non-economic loss experienced as a result of pain and suffering, disability or impairment, loss of “amenities” of life, disfigurement or reduced life expectancy.

2. Pecuniary loss: this term covers out-of-pocket expenses involved in past and future medical treatment, rehabilitation, care and support. It also covers costs involved in making adaptations to your home or mode of transport.

3. Income loss: covering actual income loss of income accumulated pre-settlement and future loss of expected earning capacity post-settlement. Please note: in some instances, a plaintiff’s claim may be restricted to only past loss; in others, to only future loss.

4. Aggravated damages: comprise an additional sum of money to be awarded to a plaintiff due to the humiliation brought on by the defendants conduct during the commission of a wrong.

5. Exemplary damages:  in instances when a matter goes to court, a Judge may award what is known as punitive or exemplary damages. Such damages are awarded in order to punish a defendant rather than compensate the plaintiff.

6. Nominal or contemptuous damages: usually are a very small amount of damages awarded to a plaintiff when they are technically entitled to succeed, but the judge thinks that the action should not have been brought.

Calculating multiple injuries

You can use our multiple injury compensation calculator to get an idea of what monetary values are available for several different injuries. However, it’s unlikely you would be permitted to recover the full amount for each injury. The state which your accident took place will determine how much each individual injury is worth.

If you have suffered more than one injury please call us free on 1800 106 107.

Compensation payouts for injuries 

Our table of injuries data contains up to date figures based on our extensive, independent research combining both statutory and common law claim payouts received by plaintiffs in all Australian jurisdictions. For this reason, depending on your individual circumstances, you could be owed considerably more or less than our estimates.

Please note: All figures are averages and exclude both past and future economic losses (lost earnings). 

Claims for lost earnings often exceed $1,000,000 and will be negotiated by your lawyer in the event you are eligible to claim them.

Head and brain injuries

Brain damage

Less severe brain damage $26,530 to $73,680
Moderate brain damage $73,680 to $330,220
Moderately severe brain injury $330,2200 to $492,656
Very severe brain damage $492,656 to $689,720

Open, depressed and basal fractures without brain damage

Minor $15,420 to $71,560
Moderate $71,560 to $110,370
Severe $110,370 to $175,090

Psychological injuries and illnesses

Post-traumatic epilepsy (PTE)

From head trauma Between $25,290 to $257,660

Post-traumatic stress disorder (PTSD)

Less severe post-traumatic stress disorder $5,670 to $14,430
Moderate post-traumatic stress disorder $14,430 to $44,249
Moderately severe post-traumatic stress disorder $44,249 to $97,090
Severe post-traumatic stress disorder $97,090 to $199,548

General emotional and psychiatric injuries

Less severe emotional harm $3,997 to $11,865
Moderate emotional harm $11,865 to $29,512
Moderately severe emotional harm $29,512 to $103,412
Severe emotional harm $103,412 to $199,547
Major depression upto $376,000
Major stress and anxiety upto $376,000
Psychosis upto $376,000
Adjustment disorder upto $376,000

Injuries affecting the hearing

Deafness and hearing loss

Slight hearing loss $14,763 to $24,459
Total loss of hearing in one ear $67,845 to $81,902
Binaural hearing loss in the region of $162,090

Impairment of taste and smell

Loss of smell $36,043 to $52,783
Loss of taste $36,043 to $52,783
Complete loss of smell and taste. $59,872 to $88,345

Loss of speech

Complete loss of speech in the region of $213,573


Minor nose injury $3,234 to $9,523
Moderate nose injury $9,523 to $24,000
Moderately severe nose injury $24,000 to $53,890
Severe nose injury $53,890 to $114,853
Total loss of nose or severe disfigurement in the region of $189,324


Minor jaw fracture $9,872 to $17,983
Moderate jaw fracture $17,983 to $26,234
Moderately severe jaw fracture $26,234 to $57,332
Severe jaw fracture $57,332 to $109,252


Minor cheekbone fracture $9,832 to $17,943
Moderate cheekbone fracture $17,943 to $57,312
Severe cheekbone fracture $57,312 to $103,272

Other facial fractures

Multiple facial fractures in the region of $17,943 to $57,312
General facial fractures around $9,832 to $17,943


Tooth damage. $2,877 to $14,638
Tooth loss. $5,933 to $15,843
Tooth pain $2,983 to $13,983


Loss of vision in 1 eye (corrected vision) up to $115,855  
Total loss of vision of 1 eye $124,700 to $298,857
Total loss of vision in both eyes around $357,978 Plus+

Loss of eye(s)

Loss of an eyeball $146,700 to $328,8571
Total loss of both eyes $357,978 Plus+

Back injury

Prolapsed intervertebral disc. $15,053 to $142,238
Major compression fracture of vertebral body(s) $20,357 to $184,396
Aggravation of pre-existing degenerative disease $15,094 to $70,394
General back injuries $16,063 to $182,396
Musculoskeletal back injuries $13,053 to $69,394
Severe or catastrophic back injuries $184,396 to $398,893

Neck injury

Minor neck injury $2,567 to $16,903
Moderate neck injury $16,903 to $42,585
Moderate neck injury requiring surgery $16,903 to $66,490
Moderately severe neck injury $16,903 to $299,048
Severe or catastrophic neck injury $299,048 to $398,893


Full recovery within three months $6,984 to $16,983
Full recovery between three and twelve months $16,983 to $34,594
Severe neck and soft tissue injuries $16,903 to $299,048

Amputation or loss of arm(s)

Loss of one arm $75,937 to $303,700
Loss of both arms $303,7000 to $430,932
Amputation of one arm $75,937 to $303,700
Amputation of both arms $303,7000 to $430,932

Arm fractures

Fracture of radius $10,038 to $48,953
Fracture of ulnar $11,048 to $48,553
Fracture of both radius and ulnar $14,082 to $54,303
Fracture of humorous (uncomplicated) $28,928 to $85,292

Other arm injures

Minor arm injury. $4,145 to $9,378
Moderate arm injury. $9,378 to $45,237
Moderewraly severe arm injury. $45,237 to $80,328
Severe arm injury. $80,328 to $199,382

Fingers and thumbs

Sensory loss on either side of thumb $9,995 to $21,780
Structural loss of index finger $12,842 to $55,430
Structural loss of 2 joints of index finger $14,032 to $44,585
Structural loss of distal joint to index finger $9,957 to $27,700
Sensory loss to the palmar surface of index finger $5,938 to $21,780
Structural loss of 2 joints of middle finger $14,032 to $35,395
Sensory loss to palmar surface of middle finger $14,032 to $21,780
Structural loss of ring finger $26,700 to $37,382
Structural loss of 2 joints of ring finger $24,700 to $31,943
Structural loss of distal joint of ring finger $17,635 to $21,853
Structural loss of little finger $24,935 to $31,953

General hand injuries

Minor hand injury $2,400 to $14,442
Moderate hand injury $14,442 to $62,740
Severe hand injury with significant loss of use $62,740 to $112,986
Structural loss of hand around $264,960
Structural loss of both hands $264,960 to $442,493
Crush injury to hand but resulting in loss of motion $99,2383 to $118,875
Serious damage to both hands $109,550 to $163,003

Knee injury

Simple knee injury $19,891 to $29,2382
Moderate knee injury $29,2382 to $99,490
Tibial plateau fracture $44,932 to $67,292
Severe knee injury $99,490 to $141,000
Total knee repacement $141,000 to $198,033

Ankle injury

Simple ankle injury $19,891 to $29,2382
Moderate ankle injury $29,2382 to $49,490
Serious ankle injury $49,490 to $121,000
Catastrophic ankle injury $121,000 to $162,033

Elbow injuries

Injury to elbow region resulting in full recovery $3,892 to $12,392
Elbow injury resulting in moderate loss of all movements $12,392 to $26,281
Elbow injury causing some long term problems $26,281 to $52,328
Complicated elbow injury $52,328 to $142,500
Elbow injury resulting in severe permanent impairment in the region of $162,500

Wrist injury

Mild wrist injuries $2,242 to $9,450
Moderate wrist injuries $9,450 to $29,450
Moderately severe wrist injuries $29,450 to $54,398
Severe wrist injuries $54,398 to $102,382

Injury to the pelvis and hips

Minor musculoskeletal hip or pelvis injury $2,231 to $9,282
Moderate musculoskeletal hip or pelvis injury $9,282 to $18,275
Hip or pelvic fractures $18,275 to $202,245
Total hip replacement on the region of $124,835

Shoulder injuries

Minor shoulder injury $1,992 to $9,259
Moderate shoulder injury $9,259 to $31,459
Serious shoulder injury $31,459 to $69,380
Severe shoulder injury $69,380 to $140,000

Foot injuries

Structural loss of a toe $24,700 to $53,430 
Metatarsal fracture $4,974 to $19,292 
Structural loss of a foot in the region of $172,755 
Minor general foot injury $3,943 to $13,540
Moderate general foot injury $13,540 to $21,934
Major general foot injury $21,934 to $55,100

Broken bones and fractures

Uncomplicated fractured femur (thigh bone) $14,000 to $19,238
Fractured femur requiring surgery $19,238 to $34,953
Uncomplicated fractured tibia or fibula (lower leg) $9,032 to $14,392
Fractured tibia or fibula requiring surgery $14,392 to $29,349
Leg injuries causing permanent impairment problems $30,382 to $57,234

Structural loss of leg(s)

Loss of both legs through or above the knee $336,010 to $430,420
Loss of both legs below the knee $336,010 to $430,420
Loss of one leg through or above the knee $77,490 to $136,010
Loss of one leg below the knee $77,490 to $136,010


Temporary paraplegia in the region of $92,382
Complete paraplegia in the region of $399,400

Digestive system

Severe damage from trauma $71,700 to $140,473
Non-penetrating injury $24,520 to $51,660
Severe toxicosis $99,344 to $12,493
Food poisoning $3,303 to 25,000

Kidney injury

Loss of one kidney $65,029 to $80,822
Risk of future loss of kidney function in the region of $127,487
Loss of both kidneys or only functioning kidney in the region of $362,215

General chest injuries

Minor chest injury $6,291 to $14,238
Moderate chest injury $14,238 to $22,458
Severe chest injury $22,458 to $167,256

Rib fractures

Single rib $6,291 to 19,293
Multiple ribs $19,293 to $21,2982

Male and female

Loss of fertility $54,045 to $88,743
Impotence $35,045 to $61,493
Loss of sexual function $124,075 to $144,392 
Loss of genital organs $185,110 to $267,349


Breathing difficulties $27,410 to $129,432
Bronchitis $17,730 to $57,922
Emphysema $101,190 to $138,324

Asbestos-related diseases

Asbestosis $340,000 to $450,000

Silica related lung diseases

Silicosis $340,000 to $450,000


Severe lung cancer $340,000 to $450,000
Mesothelioma $340,000 to $450,000


Chronic asthma $39,440 to $87,000
Mild to moderate asthma $12,934 to $39,440


Mild scarring $2,239 to $11,321
Moderate scarring $11,321 to $26,492
Moderately severe scarring $26,492 to $31,392
Severe scarring $31,392 to $62,032
Gross scarring following burns to multiple body areas Upto $242,050


Minor burns $2,239 to $11,321
Moderate burns $11,321 to $26,492
Moderately severe burns $26,492 to $31,392
Severe burns $31,392 up to $62,032
Gross burns to multiple body areas upto $240,010


Chronic contact dermatitis $22,483 to $41,843
Solar induced skin disease $22,483 to $83,483
Persistent neurodermatitis in the region of $122,475

Compensation payout amounts for specific circumstances:

Our online tool takes into consideration a number of different scenarios including but not excluding:

Motor vehicle accident compensation

Our MVA calculator can give you realistic CTP compensation payouts for car accidents throughout each state. It can work for you if you have been hurt as a motorcyclist, cyclist, truck driver or pedestrian. It covers most injury types ranging from minor whiplash to serious catastrophic injuries leading to permanent impairment.

Try our car accident personal injury claim calculator here

Workers compensation

Our guide can give you an estimated workers compensation payout calculation for nearly any type of injury suffered in the workplace. It works by combing workers compensation payout figures from NSW, VIC, QLD and WA. It covers anything from the average payout for a back injury at work to stress and psychological common law claims.

Try our WorkCover calculator now or Work injury payout calculator

Public liability

Whether you have been injured in a slip and fall, through a faulty product or suffered from food poisoning, our public liability claims payouts can give an idea of how much your claim might be worth.

Victims of crime

Get realistic criminal victims compensation amounts for victims who have suffered injuries as an innocent bystander during the commission of a crime.

Try our victims’ compensation calculator

Medical negligence

Medical negligence payouts 

Try our medical negligence settlement calculator

Insurance payouts

Try our TPD payout calculator

Try our whole person impairment calculator

What will get deducted from my final compensation payout?

When a plaintiff receives a compensation payout, depending on their circumstances, there may be one or more deductions. Some of the most common being.

  • Your lawyers’ legal fees
  • Medicare benefit payments 
  • success fees or uplift fees
  • Contributory negligence
  • Centrelink benefit payments

If you are unsure whether or not you will be required to pay something back, please call us for clarification.

Lawyers legal fees – If you make your claim on a no win no fee basis, on the event of a successful outcome you will be required to pay the fees to your solicitor which you will have agreed to before your claim commenced. If you lose your case, you may not be required to pay.

Medicare – If you have received Medicare benefits or subsidies for your medical treatment and you are awarded more than $5,000 including legal costs they will need to be repaid.

Success fees or uplift fees – Success fees are designed to compensate a law firm for taking the risk of running your case; however, they are permitted in some states.

Contributory negligence – If a plaintiff is found to have contributed towards their injuries, they may lose some of their final award. For example, someone who was 25% contributorily negligent may incur a 25% reduction in their payout.

Centrelink benefit payments – If you have wrongly received any Centrelink payments or had a prior agreement with Centrelink regarding your benefits you may need to pay them back.

How to use our compensation payout calculator

The user-friendly interface our estimation tool boasts, took us hundreds of hours to achieve. With the end-user in mind, we aimed to make our compensation payout calculator self-explanatory for people of all ages.

  • Step one in the calculation process is to state the gender of you or the injured person. We need to ask this because compensation payouts for injuries vary depending on gender.
  • Step two is to tell us what injury/injuries you or the victim has suffered.
  • Step three, we will ask you to confirm your personal injury to ensure your assessment is accurate.
  • Step four based on your own judgement tell us the severity of your injury.
  • Step five is to tell us about your lost earnings as this is claimable in addition to compensation payouts for injuries
  • Step six is where you add any additional expenses such as travel, treatment, medication repairs and care.

Once you have input your information into the calculator, you will receive an estimated figure. Please note that this figure isn’t final and may not be completely accurate.

Our compensation payout guide 

Disclaimer: Our Compensation payout calculator + injury guide is designed to give victims of no-fault accidents an idea of how much compensation they might be able to get for their injuries. 

Though we have made every attempt to ensure our data is as accurate as possible, it is not a substitute for legal advice. When using our data, whether, through our compensation payout calculator or injury guide, you are making your own assessment. 

If you decide to use our data in any way, by doing so, you agree that Millner and Knight cannot be held responsible for misleading or giving false information to you or anyone who uses it.

Compensation payouts for injuries vary depending on many facets, and only a qualified legal practitioner in your jurisdiction can give you an accurate estimation. Even then it is impossible to issue an exact amount until it is accepted by the defending party or ordered by a judge.

Any estimations given by our calculator do not consider any of the legal fees which your lawyer might deduct from your injury compensation.

Frequently asked questions

How accurate is your compensation payout calculator?

Our data is based on official figures, which means any values given by our tool can be considered realistic, but not completely accurate.

How do compensation calculators work?

Our innovative tool calculates your accident compensation based on your answers to a few simple questions regarding your experience. These include questions regarding your; location, type of accident you have been involved in, the severity of your injuries, your gender, out of pocket expenses and financial losses.

Can I include my lost earnings?

You can include your lost earnings and other out of pocket expenses in the calculation to get an even more accurate estimation. However, our calculator can only take into consideration any special damages/economic losses up until the present day.

What does your compensation payout calculator work for?

Our calculator can provide you with an estimated compensation amount for most types of accident and injury scenarios in NSW, VIC, QLD, WA, SA, NT, TAS and ACT.

Does it consider my future lost earnings?

Our tool does not consider future special damages or economic losses as these heads of damages will not be known until you have undergone a full medical assessment.